Last updated: 9/11/2026
Last updated: September 11, 2026
Michelle Dallas-Scott (“I,” “me,” or “my”) respects your privacy and is committed to protecting the personal information entrusted to me. This Privacy Policy explains the types of information I may collect, how I may use and disclose that information, and the choices available to you when you visit this website, submit an inquiry, schedule an appointment, or request information about insurance and financial products or services.
Information I May Collect
Depending on how you interact with me, I may collect:
- Contact information, such as your name, email address, telephone number, and mailing address
- Appointment and inquiry information, including the products, services, goals, or concerns you identify
- Demographic and household information relevant to determining your insurance needs
- Insurance application and underwriting information, such as your date of birth, health history, financial information, beneficiary information, government-issued identification information, and other information required by an insurance carrier
- Information about existing insurance policies when you request a policy review
- Technical information automatically collected when you use this website, such as your IP address, browser type, device information, referring website, and website activity
Please do not submit Social Security numbers, medical records, financial account information, or other highly sensitive information through a general website contact form, text message, or unencrypted email. When sensitive information is required, I may direct you to a secure insurance-carrier, agency, or service-provider platform.
How I Use Your Information
I may use your information to:
- Respond to your questions and requests
- Schedule, confirm, and manage appointments
- Understand your insurance and financial protection needs
- Provide information about products or services you have requested
- Prepare insurance quotes or illustrations
- Assist with insurance applications, underwriting, policy delivery, and policy servicing
- Conduct requested policy reviews
- Maintain appropriate business, licensing, and compliance records
- Prevent fraud, protect information security, and comply with applicable laws and regulatory requirements
- Improve this website and the client experience
I will not use your personal information for purposes that are materially different from those described in this policy without providing appropriate notice or obtaining consent when required.
How Information May Be Shared
I do not sell or rent your personal information.
When reasonably necessary to provide the services you request, I may disclose relevant information to:
- Insurance carriers
- Insurance agencies, brokerage general agencies, or other organizations through which I am authorized to offer products
- Underwriting, medical-examination, identity-verification, policy-administration, and other insurance-service providers
- Technology, scheduling, email, text-messaging, document-storage, analytics, and website-service providers
- Professional advisers, regulators, government authorities, or law-enforcement agencies when disclosure is required or permitted by law
- Other parties when you direct or authorize me to make the disclosure
These parties may maintain their own privacy policies and information-security practices. Information submitted as part of an insurance application may also be governed by the applicable insurance carrier’s privacy notice and authorization forms.
Mobile telephone information and text-message consent will not be sold or shared with third parties or affiliates for their independent marketing or promotional purposes. Information may be shared with service providers that help deliver communications on my behalf.
Communications and Consent to Be Contacted
When you submit an inquiry or schedule an appointment, you authorize me to contact you regarding that inquiry or appointment by telephone, email, or text message using the contact information you provide.
If you separately consent to receive marketing or promotional communications, I may contact you about insurance products, educational information, services, or related opportunities. Your consent to receive marketing calls or text messages is not a condition of purchasing any product or service.
Message frequency may vary. Message and data rates may apply. You may withdraw your consent at any time by replying STOP to a text message, using the unsubscribe link in an email, or contacting me at michelledallasscott@gmail.com. You may reply HELP for text-message assistance when that option is available.
Opting out of marketing communications will not prevent me from sending necessary non-marketing communications related to appointments, applications, policies, transactions, or services you have requested.
Cookies and Analytics
This website may use cookies, analytics tools, and similar technologies to understand how visitors use the site, maintain website functionality, and improve the user experience.
These technologies may collect information such as your IP address, device type, browser, pages visited, and time spent on the website. You may adjust your browser settings to limit or block cookies; however, some website features may not function properly as a result.
Data Security
I use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, misuse, loss, alteration, or disclosure.
However, no website, electronic transmission, email system, or storage method can be guaranteed to be completely secure. You are encouraged to use secure methods when transmitting sensitive personal, medical, or financial information.
Data Retention
I retain personal information only for as long as reasonably necessary to provide requested services, maintain appropriate business and regulatory records, meet insurance-carrier or agency requirements, resolve disputes, and comply with applicable legal obligations.
Retention periods may vary depending on the type of information and the nature of the insurance transaction.
Your Privacy Choices
Subject to applicable law and record-retention requirements, you may contact me to:
- Request access to certain personal information I maintain about you
- Request correction of inaccurate information
- Request deletion of information that I am not legally or contractually required to retain
- Withdraw consent for certain communications
- Ask questions about how your information has been used or disclosed
Some information may need to be retained for licensing, regulatory, fraud-prevention, insurance servicing, or legal purposes. I may also need to verify your identity before completing a privacy request.
Third-Party Websites and Platforms
This website may include links to insurance-carrier websites, booking platforms, Jotform, social-media sites, or other third-party services. I am not responsible for the privacy, security, or content practices of third-party websites or platforms. You should review their privacy notices before providing personal information.
Children’s Privacy
This website and my insurance services are not directed to children under 18. I do not knowingly collect personal information directly from children under 18 through this website.
Information regarding a minor proposed insured should be provided only by the minor’s parent, legal guardian, or another person legally authorized to provide it and only through an appropriate, secure insurance process.
Changes to This Privacy Policy
I may update this Privacy Policy periodically to reflect changes in my practices, services, technology, or legal obligations. The revised policy will be posted on this website with an updated “Last updated” date.
Contact Me
If you have questions about this Privacy Policy or would like to submit a privacy-related request, please contact:
Michelle Dallas-Scott
Licensed Life Insurance Broker
Email: michelledallasscott@gmail.com
Telephone: 314-325-2503
Mailing address: 2002 Congressional Drive, Unit 46854, St. Louis, MO 63146
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