FAQ

Q1:What does a Life Insurance Broker do, and how is that different from an agent?

A1: A broker works for you, not for one insurance company. I compare options across multiple carriers to find coverage that actually fits your family's situation, rather than pushing a single company's products.

Q2:What's the process like if I work with you?

A2: It's simple and pressure-free: we start with a Connections & Possibilities Conversation to understand your goals, move into Discovery & Plan to map out real options, then Activate & Review to put coverage in place and check in over time.

Q3:Do you only work with teachers, or with everyone?

A3: I work with families and individuals across St. Louis. As a former teacher myself, I have a special understanding of educators' needs, but my door is open to anyone who wants honest guidance on protecting their family.

Q4:What types of coverage do you offer?

A4: Life insurance, plus supplemental health, dental, and vision coverage. Every recommendation depends on your specific situation, not a one-size-fits-all package.

Q5: How much does life insurance typically cost?

A5: It depends on your age, health, and the type of coverage you need. The best way to find out is a simple conversation. There's no cost or obligation to talk it through.

Q6: Is this the same as retirement planning or investing?

A6: No. I'm a licensed Life Insurance Broker, not a financial advisor or investment professional. I focus specifically on life insurance and supplemental coverage to protect what matters most to your family.

Q7: Are your appointments face-to-face or virtual?

A7: Whatever works best for you. I offer both virtual and face-to-face appointments, depending on your situation and preference. Just let me know what you'd like when we connect.

Q8: How do I get started?

A8: Reach out and let's start the conversation. No pressure, no jargon, just a real conversation about your family's needs.